OUR SERVICES ARE FAST, FRIENDLY, KNOWLEDGEABLE AND, OF COURSE, AT NO EXTRA COSTS TO YOU

Colorado Affordable Health

Colorado Affordable Health

Affordable Health Insurance For Individuals, The Self Employed and their Families

T (303)-541-9533
Email: eric@cohealthbrokers.com

Colorado Health Brokers
400 McCaslin Blvd #109 Louisville, CO 80027

Open in Google Maps
CALL ERIC SMITH
303-541-9533
  • About Us
  • Services
  • FAQ’s
  • Glossary
  • Blog
  • Contact Us
  • GET A QUOTE
  • MAJOR MEDICAL INS.
  • DISCOUNT DENTAL INS.
  • SHORT TERM
  • ACCIDENT INS.
  • TRAVEL INS.
  • HSA
  • APPOINTMENT
  • Home
  • Applications
  • Filling Out Individual Health Insurance Applications
April 2, 2023

Filling Out Individual Health Insurance Applications

Filling Out Individual Health Insurance Applications

by Eric Smith / Wednesday, 11 April 2012 / Published in Applications, Individual Health Insurance

Most clients originally call me to help them sort through their options for health insurance and come up with some recommendation for the best combination of price and value for them.

However, once this is done, I believe the greatest service I can provide is to help a client fill out an application. It can save you a lot of brain damage. Each year these forms carry more and more obscure legal clauses and terminology, supposedly included to protect the consumer, but mostly it just confuses everyone.

Here are a couple of examples from Anthem and United Healthcare.

The parts of an application that many people stumble on are the federally mandated form:

THE HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT (HIPPA)

and the State of Colorado required:

DETERMINATION OF SELF-EMPLOYED BUSINESS GROUP OF ONE.

In ten years of doing this, with thousands of applications filled out, not once did these parts of an application help a single person obtain health insurance, but the confusing nature of the questions surely have stopped many of them from finishing the paperwork.

These requirements are prime examples of your government creating road blocks to something that could be easily achieved, all in name of “protecting you from yourself.”

If you need new health insurance and want to avoid the agony or filling out the forms yourself, give me a call at 303-541-9533. It costs no more to work with a broker and, as I said, it saves a lot of brain damage.

0
Tagged under: 2012, Individual Health Insurance

About Eric Smith

What you can read next

Why does Group Insurance Cost More in Colorado than Individual Insurance?
Meeting with Clients
Who are the Health Uninsured In Colorado?

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Recent Posts

  • Time To Get That Health Insurance You’ve Been Talking About

    Since last year, Thanksgiving has a new meaning...
  • Why there are new networks since the ACA

    0...
  • After Open Enrollment under the ACA– What Can You Do Now?

    0...

Categories

  • Accidents
  • Affordable Care Act
  • Applications
  • Child-only
  • Colorado State Initiatives
  • Federal Law Changes and Mandates
  • Guest Blogger
  • Individual Health Insurance
  • Long Term Care
  • Misc
  • Personal Interests
  • Personal Observation
  • Premiums
  • Uncategorized
  • Underwriting
  • Wellness

Tags

9-2011 10-2011 2011 2012 2013 Accidents Adventures Affordable Care Act Baseball Blogging Breast Cancer Colorado State Laws Connect for Health Colorado Federal Mandates Group Health Insurance Denver Health Insurance Companies Hypothyroidism Increases Individual Health Insurance Long Term Care Medical Costs Men Personal Interests Personal Observations premium Rugby Social Media Tobacco Underwriting

FOOTER MENU

  • Get A Quote
  • Home
  • Major Medical Insurance
  • FAQ’s
  • Discount Dental Insurance
  • Glossary
  • Short Term Insurance
  • Boulder, Colorado Health Insurance Services
  • Accident Insurance
  • Contact Us
  • HSA
  • Quote

Recent Posts

  • Time To Get That Health Insurance You’ve Been Talking About

    Since last year, Thanksgiving has a new meaning...

GET IN TOUCH

T (303)-541-9533
Email: eric@cohealthbrokers.com

400 McCaslin Blvd #109
Louisville, CO 80027

Open in Google Maps

  • GET SOCIAL
Colorado Affordable Health

© 2018 CO HEALTH BROKERS.All rights reserved. Website Designed by Hike Branding

TOP