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April 2, 2023

Who are the Health Uninsured In Colorado?

Who are the Health Uninsured In Colorado?

by Eric Smith / Wednesday, 03 October 2012 / Published in Individual Health Insurance, Personal Observation

Well, according to Westley Mori, Research Analyst for the Colorado Health Institute, they are low income adults. Here are some of the findings from his work:

About one in five Colorado adults between the ages of 19 and 64 did not have health insurance in 2010. Adults represent the vast majority—about 83 percent—of Colorado’s uninsured.

Digging deeper, CHI finds wide variation within that group of uninsured adults. Findings in “Health Insurance Status of Colorado Adults” include:
•About 640,000 adults were uninsured in 2010, up from about 623,000 in 2008.
•The uninsured rate for adults varies dramatically by region – from a low of seven percent in Douglas County to a high of 27 percent in Adams County.
•Forty percent of the uninsured adults have annual incomes below 133 percent of the federal poverty level (FPL), or about $29,000 for a family of four.
•Sixty-three percent of uninsured adults are employed.

Adults without dependent children (AwDCs) with incomes at or below the FPL, about $11,000 for an individual, have an uninsured rate of 41 percent, twice that of the average adult in the state. Within this group, CHI estimates that:
•Six in 10 (about 94,000) are male. In comparison, about 50 percent of Colorado’s adult population is male.
•The vast majority are single.
•More than a third are employed, either full- or part-time.

In my opinion, the Affordable Care Act requirement that all citizens have health insurance, that goes into effect January 1, 2014, will do little to change these numbers. Coverage will still be expensive, rebates using the tax system will be complicated and not timely and the penalties for non-compliance will be low in the begining.

We will see what we will see.

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Tagged under: 2012, Affordable Care Act, Individual Health Insurance, Personal Observations

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