Welcome to my Observations on Health Insurance Blog

With this blog I want to share with you my thoughts and perceptions of the ever changing world of Individual Health Insurance in the state of Colorado. I hope to be able to bring you new information, as well as possible different perspectives on an industry I am involved with every day.

Charley Mallon
Boulder, Colorado
Charley Mallon on Twitter

How to Negotiate Your Medical Bill

WebMD recently published an interesting piece by John Santa MD, a medical expert with Consumer Reports. In it he observes that while many people expect to haggle at a car dealership, farmers’ or flea markets, it never occurs to them to attempt to negotiate over medical care costs. Doctor Santa feels there is a lot of [...]

My Peace Corps Experience

Charley Mallon 1966 Passport Photo

Early in 1966 I had a decision to make; consent to being drafted into the army or accept a last minute invitation to training for a two-year Peace Corps assignment in Venezuela. I had just gotten my Associate of Arts degree after two plus years of junior college and [...]

Rugby and Me

 

Charley Mallon, circa 1985

Rugby has been a very important part of my life. Most of my friends and many of my adventures in life have come from my participation in this sport. I was never particularly good at it, but as the sport most always assured “anyone who came to practice got [...]

Jogging versus Running

It’s an old joke:

What is the difference between jogging and running?

Answer: Running is my speed and faster, anyone else is just jogging.

I have been running/jogging on a fairly regular basis since I was 25, so that is 40 plus years now.

In thinking about it, the reason I run is split 50/50 [...]

Overweight? Those Extra Pounds Can Add Up To Big Dollars

Have you been trying to shed some of those extra pounds gained over the holidays? I sure have, and the older I get, the harder it has been for me to do so. But it turns out that extra weight is not just a problem for us in our health and appearance, it can really [...]

How Health Insurance Chose Me

Do you believe in Karma?

I can remember years ago when things were not going well for us in the sanitary paper business, standing up in front of the sales people who reported to me and saying “at least we don’t sell insurance,” thinking that was the bottom of the barrel.

In 1999 I decided [...]

Whatever Court Rules, Major Changes in Health Care Likely to Last

The New York Times recently published a very interesting article by Reed Abelson, Gardiner Harris and Robert Pear about the changes that have occurred in health care due to the passage of the Affordable Care Act in March of 2010. Among the changes cited are:

* Tougher oversight of health insurers, the expansion of coverage to one [...]

How I sort of Learned Spanish

I flunked Spanish in high school. Twice.

So, you’ll understand why I was concerned when I went to the University of Arizona in Tucson, Arizona in the spring of 1966 for Peace Corps training as part of a group destined to spend two years in Venezuela.

Of course, the program put a high priority on learning [...]

Long-term ticket to a Healthy Skeleton

Guest Blogger Annette Bray- Yoga Instructor CSCS, HFI

Joint pain is one of the most common ailments that individuals experience as they age. Lack of activity or too much activity without countering the effects of these can lead to dysfunction that determines the stability and mobility of the joint. If a joint moves poorly due [...]

Breast Cancer Free-Ten Years and Counting! Part II

Guest Blogger Sue Klahr

Part 2: Lessons Learned

If cancer could happen to me, the picture of good health, it can happen to anyone, at any time. I learned, and continue to learn, many life lessons

Sue Klahr Race for the Cure

through this experience. As an extension of last week’s blog entry, I [...]