I am often asked how long it takes to get an application for health insurance approved. The answer is always the same, “it depends on how long the insurance company takes to review or “underwrite” the information you submit. Underwriting is a term insurance companies use that basically means “background check.” Individual health insurance companies have the [...]
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With all the bad publicity the health insurance industry receives, it is easy to conclude that their unbounded greed is driving average Americans to the poor house with ever increasing premiums. But the truth is health insurance companies are are about as responsible for increased costs as is your neighborhood grocer when they raise the [...] Very competitive according a recent publication of The Henry J. Kaiser Family Foundation. One of the goals of the new Affordable Care Act (ACA) is that the proposed new health insurance exchanges will enhance competition among insurers to help moderate premiums for individuals. In 17 states a single health insurer dominates the market with more [...] I don’t believe so, but that is what I read in a recent comment section of an on-line article about health insurance. Health insurance premiums have been going up at a much faster rate than inflation in general and many people attribute that to exorbitant heath insurance profits. But the truth of the matter is [...] |
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