Welcome to my Observations on Health Insurance Blog

With this blog I want to share with you my thoughts and perceptions of the ever changing world of Individual Health Insurance in the state of Colorado. I hope to be able to bring you new information, as well as possible different perspectives on an industry I am involved with every day.

Charley Mallon
Boulder, Colorado
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Is Dental Insurance Worth the Cost?

I don’t believe so.

Every time I have looked into it for myself, I have decided not to buy it.

I have access to many dental plans and my typical premium would be approximately $40.60/mo.

For this I would receive 100% coverage for two annual cleanings. All other procedures have an annual $50 deductible and [...]