Welcome to my Observations on Health Insurance Blog

With this blog I want to share with you my thoughts and perceptions of the ever changing world of Individual Health Insurance in the state of Colorado. I hope to be able to bring you new information, as well as possible different perspectives on an industry I am involved with every day.

Charley Mallon
Boulder, Colorado
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Are New Doctors Driving up Health Care Expenses?

According to an article published in Scientific American, the number of years your doctor has been in practice can dramatically affect the amount of expense for your health care treatment.

A recent report conducted by the RAND Corporation, a nonprofit, nonpartisan policy institution, shows that the biggest predictor of a doctor’s overall costs to the [...]

What Will My Medical Procedure Cost?

Many group and individual health insurance deductibles are being increased to hold down premium prices. That means that the client is more likely to have to pay for expensive tests and procedures, like MRI’s, CAT scans, nuclear stress tests, etc.

But how does a wise consumer compare prices for the best cost/value option?

Probably, a [...]

Overweight? Those Extra Pounds Can Add Up To Big Dollars

Have you been trying to shed some of those extra pounds gained over the holidays? I sure have, and the older I get, the harder it has been for me to do so. But it turns out that extra weight is not just a problem for us in our health and appearance, it can really [...]