WebMD recently published an interesting piece by John Santa MD, a medical expert with Consumer Reports. In it he observes that while many people expect to haggle at a car dealership, farmers’ or flea markets, it never occurs to them to attempt to negotiate over medical care costs. Doctor Santa feels there is a lot of [...]
|
|
|||
|
Charley Mallon 1966 Passport Photo Early in 1966 I had a decision to make; consent to being drafted into the army or accept a last minute invitation to training for a two-year Peace Corps assignment in Venezuela. I had just gotten my Associate of Arts degree after two plus years of junior college and [...] If you want really affordable health insurance, you may have to accept a very high separate deductible for “branded” prescriptions, or in the case of some “bare bone” plans, fore go this coverage altogether. As the consequence of this decision may be significant, it should be made with your eyes wide open. Branded prescriptions are [...] Saved Brain Damage 1. By law it cost you no more to work with a broker than to deal directly with a health insurance company. 2. Working with a broker, you are much more likely to understand the plan you are applying for and thus be able to select the best combination of price [...] Don’t have insurance and you need a costly operation? Maybe you want some elective surgery done and your insurance does not cover it? Perhaps you should consider heading south of the border to have these procedures done at greatly reduced prices. Medical Tourism is a growing trend among North Americans looking for more reasonable medical [...] Most clients originally call me to help them sort through their options for health insurance and come up with some recommendation for the best combination of price and value for them. However, once this is done, I believe the greatest service I can provide is to help a client fill out an application. It can [...]
Charley Mallon, circa 1985 Rugby has been a very important part of my life. Most of my friends and many of my adventures in life have come from my participation in this sport. I was never particularly good at it, but as the sport most always assured “anyone who came to practice got [...] Most insurance companies consider health insurance “credible” if it is a group or medically underwritten individual medical insurance policy. Why is this important? *If you are moving from one group (usually employer sponsored insurance) to another, and have had previous “credible coverage” that was not interrupted for a period of 63 or more days, most [...] Well, to start off, you are a year older each birthday and thus statistically more expensive to cover. Now, the increase for a 25 year old that turns 26 is relatively small. But, for a 55 year old, with growing health care needs that turns 56, the increase can be significantly higher. So, the older you are, [...] Under Colorado law, your child will automatically be covered by your (father or mother) insurance plan for the first 31 days of life, without notification or payment of premium. If you do notify your plan of the child’s birth within the first 31 days, he or she will automatically be added to the plan going [...] |
||
|
Colorado Affordable Health - Copyright © 2012 - All Rights Reserved |
|||