Welcome to my Observations on Health Insurance Blog

With this blog I want to share with you my thoughts and perceptions of the ever changing world of Individual Health Insurance in the state of Colorado. I hope to be able to bring you new information, as well as possible different perspectives on an industry I am involved with every day.

Charley Mallon
Boulder, Colorado
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Is an HSA (Health Savings Account) Insurance Policy Right for You?

The answer is “yes” in many cases, but they are not for everybody. By some estimates less than 17% of the people who buy an HSA High Deductible health insurance plan ever get around to opening up the savings account. If this is not done, you miss the major advantage of having this type of [...]