Welcome to my Observations on Health Insurance Blog

With this blog I want to share with you my thoughts and perceptions of the ever changing world of Individual Health Insurance in the state of Colorado. I hope to be able to bring you new information, as well as possible different perspectives on an industry I am involved with every day.

Charley Mallon
Boulder, Colorado
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How is my Newborn Covered by My Health Insurance in Colorado?

Under Colorado law, your child will automatically be covered by your (father or mother) insurance plan for the first 31 days of life, without notification or payment of premium.

If you do notify your plan of the child’s birth within the first 31 days, he or she will automatically be added to the plan going [...]

Maternity Health Insurance Coverage in Colorado

We have been receiving many inquiries into the new Colorado state law affecting maternity for individual health insurance plans. So, here are the details;

Any NEW individual policy sold on or after January 1, 2011 must include maternity coverage. For any individual policy that is RENEWED on or after January 1, 2011, the maternity coverage begins [...]